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10 Easy Ways to Update Your Bathroom!

Make Your Bathroom Revnovation Pay!

When people normally think of updating their bathroom they think of time consuming and costly renovations. While making costly renovation will certainly update your bathroom you do not have to spend that much money to make your bathroom look like a completely different and updated bathroom, by simply making small changes to certain areas in your bathroom you can have a quick and easy style update.

Before you start with updating make sure to de-clutter anything that is old and worn out. Throw out anything that is expired or just taking up space in your cabinets. It is always good to start with a clean slate.

Bathroom Renovation

  1. New Bathroom Accessories – Purchase new accessories such as toilet brush holder, storage bins, soap dishes and toothbrush holders. Choose something out of the ordinary. The clean lines and simplicity of these accessories will add interest without overpowering the space.
  2. Shower Curtain – Choose a pattern that will add visual interest to your space, such as large print (geometric or floral). If you do not like colour try to find something that is just as appealing in black and white to add a clean and classic alternative.
  3. Cabinet Hardware – Unique handles add your own personal touch to your bathroom rather then just the standard metal ones. Glass or acrylic handles can add a touch of class to your cabinets without replaces the whole cabinet.
  4. Bath Mats – Find a mat that is easy to clean.  One that is made from treated wood that can withstand water and dirt. This will bring an element of individuality to your bathroom.
  5. Fresh Towels – This may sound simple but when you buy new towels and hang them in your bathroom they will make a huge difference in the overall appearance. Since towels are used so often they lose their colour and shape rather quickly so replacing them ever so often is a good idea.
  6. Paint Colours – A fresh coat of paint can rejuvenate a space. Since bathrooms are normally smaller in size you do not have to be afraid to use bold colours on your walls. Crisp blues and greens are really good to make the room look fresh and clean.
  7. Paint the Vanity – If you live in an older home your vanities will probably be painted wood vanities with storage. If your budget does not allow you to change the whole vanity, then you can paint it a new colour, something light that will contrast against the bring colour of the walls.
  8. Sophisticated Soaps – The delicate scent of soaps can create a fragrant aroma in the room without being overpowering.
  9. Small Occasional Chair – An occasional chair neatly tucked into a corner is another great way to introduce colour into your space. If the chair has fabric try and make sure they co-ordinates with the shower curtain and paint colours.
  10. Artwork – Create a bold artistic statement by adding an interesting piece of artwork to an otherwise blank wall. Choose one special accent is a great way to tie the entire room together. Something with a graphic pattern that is neutral enough to withstand changing colour schemes.      

This article was revised from yourhome.ca.

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Renovations That Add Value

Not all Renovations are created equal.

The moment the weather breaks, even if it’s just for a day or two, we start thinking about Spring.

At our house Spring means Renovation.Renovation

This year it’s time to paint the exterior surfaces of the house to keep it looking good and to preserve the wood siding.

Owning a home means there’ll always be something that needs updating or replacing choosing the projects that bring in the best rate of return is very important if you only have a set amount to spend.

 Style At Home magazine published a great list of renovation paybacks. Kitchens and baths still top the list but there are many other improvements that not only increase enjoyment but add to over-all value increase.

Before you get started on your “Honey Do”  list this Spring, We hope you’ll have a look at the return on investments and make a wise choice for your renovation dollars.

Here’s the list of returns on renovations from Style at Home.

If your renovation is a major one, talk to us about helping you with the financing. Many homeowners finance a renovation using credit cards and available balances on a line of credit. While this might seem like a great idea, it can actually destroy your credit rating and make it impossible to get a consolidation loan once the work is done.

 Call us first for a Renovation loan. Rates as low as 3.5% are available today! Apply Now.


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Renovation Financing

Is Renovation On Your Mind?

In the past 4 years many changes have occurred in the mortgage industry. So many lending guidelines have restricted how lenders Renovationwill approval a client, how much they are willing to lend based on the value of home last but not least how is a client’s income derived. This has restricted borrowing for renovation

The refinance ceiling on residential homes is now 80% of the value. In other words if your home is worth $200,000 the maximum mortgage amount that you can be approved for at re-finance is $160,000.

Renovation Financing under the new Mortgage rules is quite restricted.

This is where the old adage, “where there’s a will there’s a way” comes into play. Canada’s Mortgage Insurers, CMHC, Genworth and Canada Guaranty have approved a mortgage option called Refinance and Improve.

Using this very simple option allows you to re-finance to the “Improved Value” thus raising the ceiling on the amount of equity you can take from your home to renovate.

We have created a brief video to explain just how it works. Don’t let the tighter mortgage guidelines of the past 4 years stop you form making the improvements that allow you to enjoy your current home even more!

For more information use the form below to contact us about renovation financing