Mortgage Intelligence

Oshawa's Mortgage News Desk!


1 Comment

Knowledge is Power in Real Estate Investing.

Investors Still Turning To Real Estate

With a 5-year down turn in the stock markets, many people have turned to Real Estate as an investment vehicle. The fact of the matter is housing has continued to increase while stock markets rise and fall with every little global hick-up shows on the daily trending of markets around the world.

So it’s good to know where the hot real estate area is if you happen to want a good investment property.  While lists of top areas and for investment abound, there’s just no better way to find a solid property with good future potential than to use your local professionals as a guide.

ImageBuild a Team of Professionals.

Along with a local Realtor its also a great idea to have a mortgage adviser that is familiar with the area in which you are buying. Having relationships with lenders that are familiar in a select areas can culminate in fast approvals, less paper and a better rate. Together with an experienced Home Inspector, Legal Representative and Insurance Adviser the whole process can and should create a sound future investment.

There is really no replacement for a team of seasoned professionals and their collective knowledge when it comes to buying investment Real estate.

With a team of  full time Mortgage Agents, and Durham Region’s largest Mortgage Intelligence office you know you have found the best possible starting point for your investment mortgage solutions.

For Investment Mortgages there one great place to start!

Call Mortgage Intelligence today

Please use our secure on-line link to apply now! 

It's So Easy!

It’s So Easy!


Leave a comment

Mortgage Agent Position Available

We’re Durham’s largest Mortgage Intelligence Office!

And we are growing again!

You are a candidate if:

  • You are a Mortgage Agent or Mobile Sales Rep currently.                 Hiring Mortgage Agents
  • You are licensed through CAAMP
  • You have a min 3 yrs  experience in the industry
  • You attain a min $3-4 million in production annually.
  • You want to double your production
  • You are committed to work full time in the mortgage industry
  • You have a data base
  • You work and live in Durham Region

 We’re looking for:

  • Full time Mortgage Agents committed to building their career through our Coaching Program.
  • You have a desire to create a lucrative career by benefiting from the guidance of highly experienced mortgage professionals.
  • You are committed to participating in our in-house Coaching Program designed to help you reach new heights.
  • You want to build valuable relationships with mortgage providers and reach top tier commissions.
  • You are ready to join a team that works as a highly functioning group of Independent Mortgage Agents.
  • You have a willingness to learn new concepts and ideas and put them to use daily to grow business.

Meet the team

View our Video Now Please use the form below to contact us about submitting your resume.


Leave a comment

Best Rate vs. Lowest Rate

The Difference May Cost You A Lot!

The best rate for any given borrower may not at first glance be the lowest rates. A prime example of that is BMO’s rate special of 2.99% last year. The web was filled with promos for the special but no one was pointing out all the restrictions that the mortgage held.

Mortgage professional offer options form many lenders and a good mortgage agent will have sound knowledge to back up their advice. Some will criticize the old axiom, the lowest rate is not always the best rate” but it is often true.

mortgage-ratesThere are many Rate sites on the web but remember that they really don’t offer any advice. They show only those rates that a company want to use to get you to contact them.

When shopping for a mortgage you’ll want to know what the rate is, what the prepayment privileges allow, and is there a sale clause in the mortgage. What that means is, do you have to sell the house in order to make changes the mortgage?

 It’s so important because technically it removes you ability to refinance you mortgage during the term. Something that lenders never talk about when offering the rock bottom rate.

The best advice you can get is telling your mortgage professional what you hope to do achieve during the term of your mortgage. Sure you want the best rate but do you want to prepay the mortgage, or is it your goal to increase the payments each year? By how much? How will the penalty be charged should you sell or refinance. There’s a huge difference between a 3 month interest penalty and Interest rate Differential, but you my also want to ask, “is the penalty calculated on the posted or the discounted rate”? Once again the end cost could far outweigh any savings on rate.

Be a wise consumer. Shop where there is maximum choice and look to a mortgage expert for advice on your personal situation. Mortgages unlike clothing are not One Size Fits All!

See all our great rates: https://mimortgage.wordpress.com/rates/