Your Credit Could Be Destroyed By A Simple Error!
As an experienced Mortgage Agent I have seen many different Credit reports. There have been many instances when clients have come to us to get pre-approved and their credit scores have come out low or lower than anticipated due to incorrect information on their files. Until these credit issues are repaired, they cannot move forward with a mortgage.
Most common errors are:
- A collection that is not yours
- An account that is paid but shows up as it is in arrears
- Someone else’s information on your bureau.
Whatever the case may be there is usually a way to fix it.
First of all you must collect all the documentation to prove that your credit is clean.
Then have your proof of identity ready to share with the Credit Bureau.
Contact the Credit Bureau with the information and give them a full explanation of the error and why you believe it should be corrected.
It may take time to make a correction on your credit bureau but it can be done. If you are in the process of trying to obtain a mortgage and it becomes clear that there is an error on your credit bureau the team at mimortgage.ca are ready to help you clear it up and get the mortgage that you want.
The team at mimortgage.ca are able to advice and assist you with improving your credit and also offer suitable mortgage solutions if you are looking to buy or refinance your home. To get pre-approved today, apply now through our secure online website or speak to one of our agents at (866) 452-1100.