Mortgage Intelligence

Oshawa's Mortgage News Desk!

Holiday bills – personalized paydown plan

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Most Canadians suffer with their highest personal debt load in January, when the “holiday hit” arrives and your credit card statements let you know just how much you spent on the festive season. It’s especially hard if you already had a burgeoning debt load before the holidays.  That’s why it’s the perfect time to talk to your mortgage broker about a Personalized Paydown Plan.

If you have enough equity in your home, you can refinance a mortgage up to 80 per cent loan to value. We can show you how to use that equity to roll your high-interest debt into a low-rate mortgage. First, we’ll do an assessment of your situation and let you know the best options for you.

With the right plan in place, this year could be the beginning of a strong new financial life. Start now, and every month you could be seeing the difference: a boost to your monthly cash flow, one easy payment, faster debt paydown, and potentially thousands of dollars in interest savings.

Apply online or contact us now to speak to an expert. We’d love to help you crunch some numbers to see what kind of life you could be living, and give you something to really celebrate about!

Please see reviews from our past clients on their experience with the team at


David Hetti is a full time Mortgage Broker with Mortgage Intelligence (FSCO Lic MO8002434) David is the Director of Operations at Mortgage Intelligence Oshawa and heads a team of full time licensed Mortgage Agents serving all of Ontario. David is also a licensed Insurance Consultant.

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