Mortgage Intelligence

Oshawa's Mortgage News Desk!

Are you ready for your holiday bills?

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The holiday season has come and gone… and it’s time to face the reality of holiday bills!

Every year, you tell yourself that you will set yourself a budget for your holiday spending. Like millions of other Canadians, you exceed that budget and then depend on credit cards for your spending. Once the holiday bills start to pile up, you realize that the holiday financial hangover is far worse than anticipated.

Here are a few approaches that might help you ease the burden:

  1. Pay debt with high interest – paying off bills that have high interest rates will save you from having to make additional payments on interest, on the long run.
  2. Consolidate all your debt – speak to your mortgage broker or a financial planner and seek advice on how you can consolidate your debt to lower overall interest payments.
  3. Plan out your finances for the year – look at your monthly living costs, create a budget for your living costs and add a small buffer for any unexpected expenses, that you may incur.
  4. Explore options from debt experts – if you anticipate that you are going to be faced with difficulty in making your payments, get in touch with a debt expert immediately, to review debt repayment options available to you.

An article published by gives information on how to tackle your holiday bills.

It’s a new year. Make it the start of a new financial life. Contact the team at to speak to an expert. We’d love to help you crunch some numbers to see what kind of life you could be living, something to really celebrate about next New Year’s Eve!



David Hetti is a full time Mortgage Broker with Mortgage Intelligence (FSCO Lic MO8002434) David is the Director of Operations at Mortgage Intelligence Oshawa and heads a team of full time licensed Mortgage Agents serving all of Ontario. David is also a licensed Insurance Consultant.

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