It’s tempting to overspend at this time of the year so take a quick assessment of your financial situation before you get started on your holiday shopping. It can help make sure you don’t suffer from “plastic shock” when your credit card bills arrive in January. Are you carrying too much credit card or other high interest debt? Are you struggling to keep up with your monthly obligations? If so, it might be worth having a conversation about streamlining your finances now, before the holidays are upon us. You may be able to take advantage of today’s great rates to consolidate your debts into a smart plan with sensible payments. If you are worried that your locked-in mortgage means your options are limited, we can do a quick review. There’s a good chance the savings each month will far outweigh any penalties.
Thinking about getting your financial situation assessed and streamlining your finances, before the holiday festivities start? Contact the team at MiMortgage.ca to speak to an expert. We would love to help at this time of year. Financial comfort and joy: what a wonderful gift!