Mortgage Intelligence

Oshawa's Mortgage News Desk!


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Understanding The Mortgage Process

Dreaming of being in your very own home this summer? Maybe that dream is not as far away as you think. In fact, you might be just ten steps away!

Here’s a summary of those 10 steps:

  1. Start off on the right foot and get professional mortgage advice! We can help you determine if you are ready to buy, or give you some tips on how to get ready!
  2. We will let you know how much home you can comfortably afford.
  3. Work with an experienced realtor to find your home.
  4. Find your perfect home and make an Offer to Purchase that is subject to financing.
  5. Gather up the documents to support your mortgage request.
  6. Get your mortgage approval, waive your financing condition, and sign your mortgage commitment.
  7. Don’t make any significant changes to your income or debts before getting possession of your home.
  8. Meet with your lawyer approximately a week before the house becomes yours to finalize everything.
  9. Arrange for home insurance.
  10. Walk in your very own front door.


Image by courtesy of

Image by courtesy of

Now that you’re home, we will help you make the most of your home ownership with tips to help you manage your mortgage, and power down your debt as quickly as possible.  If you have any questions about the process or your situation, get in touch with the team at now.  Or if you’re ready to get into your home, Apply Now!



David Hetti is a full time Mortgage Broker with Mortgage Intelligence (FSCO Lic MO8002434) David is the Director of Operations at Mortgage Intelligence Oshawa and heads a team of full time licensed Mortgage Agents serving all of Ontario. David is also a licensed Insurance Consultant.

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