Mortgage Intelligence

Oshawa's Mortgage News Desk!


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Rent-to-own for beginners (6/7)

How are rent-to-own payments structured?

 

If you are looking to buy a home on rent-to-own and want to find out more information on how payments are structured, contact the mimortgage.ca team today. To get pre-approved today, apply now through our secure online website or speak to one of our agents at (866) 452-1100.

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Rent-to-own for beginners (5/7)

Can I choose the home?

If you want to choose the home you are looking to buy for rent-to-own and would like more information, contact the mimortgage.ca team today. To get pre-approved today, apply now through our secure online website or speak to one of our agents at (866) 452-1100.


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Rent-to-own for beginners (4/7)

How much down payment do you need for rent-to-own?

If you have found a home to buy for rent-to-own and need advice on down payment options, contact the mimortgage.ca team  today. To get pre-approved today, apply now through our secure online website or speak to one of our agents at (866) 452-1100.


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Rent-to-own for beginners (3/7)

How is the price set for rent-to-own?

If have found the home for rent-to-own and need advice on setting the end price, contact the mimortgage team today. To get pre-approved today, apply now through our secure online website or speak to one of our agents at (866) 452-1100.


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Rent-to-own for beginners (2/7)

How do you know if rent-to-own is appropriate for you?

If you have a stable monthly income and also have money towards a down payment but unable to get a mortgage due to bad credit, you may still qualify for the rent-to-own program.

If you are considering rent-to-own and would like more information, contact the mimortgage team today. To get pre-approved today, apply now through our secure online website or speak to one of our agents at (866) 452-1100.

 


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Rent-to-own for beginners (1/7)

When should rent-to-own be considered?

Are you looking to buy a home but having difficulty in getting a mortgage? Rent-to-own might be an option that is better suited for you.

If you have found the ideal home for rent-to-own and would like more information, contact the mimortgage.ca team today. To get pre-approval today, apply now through our secure online website or speak to one of agents at (866) 452-1100.


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First-Time Home Buyers’ Tax Credit

Tax Credit relief

First-Time Home Buyers

A frequent question that we get asked from potential home buyers is “if there are tax credits for First-Time Home Buyers?” The federal government has introduced a tax credit initiative for first-time home buyers that will grant these buyers up to $750 in tax relief. More information pertaining to the first-time home buyers’ tax credit initiative can be found at Canada’s Economic Action Plan and Canada Revenue Agency.

Also did you know that a survey conducted by TD Bank has revealed that 44% of first-time buyers used mortgage brokers? This could be due to mortgage brokers taking on the role of a trusted adviser in guiding first-time buyers towards the most suitable mortgage option, in the recent past.

We hope the information on first-time buyer tax credit initiative has been helpful. When it comes to first-time home buying contact our team at (866) 452-1100 or via email for a free assessment.